Earn interest with PayPal Savings

You work hard make your money work harder.

Set your money aside and earn interest on your savings—to the tune of a current 4.30% APY. That’s 9x the national average.1

Earn interest with PayPal Savings

Make your money go further with interest and without breaking a sweat.

Watch your money grow

Set your money aside and earn interest on savings. The current 4.30% APY is 9x the national average.1

No minimums, no fees

Save with no minimum account balances or fees.

Easy to manage savings

Use the app for 24/7 access to money transfers, goal tracking, and savings tips.

Set a savings goal, reach it fast

Set short- or long-term financial goals—from road trips to rainy day funds—easily track them, and move money from one goal to another if priorities change.

Put your PayPal Savings to work

Transfer money from your linked bank account, debit card or PayPal balance and earn interest on your PayPal Savings. Plus, you can set up auto-save to make life easier.

Every dollar can lead to a big moment

Frequently asked questions

Join the millions around the world who love PayPal

Easily and securely spend, send, and manage your transactions—all in one place. Download the app on your phone or sign up for free online.

Scan the code or enter your number to get the app.

A QR code you can scan with the camera on your phone to download the PayPal app
By clicking Send Link you agree to receive a text message with a link to the PayPal app. Message and data rates may apply.

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